10 Best Checking Accounts of June 2022

Discover Bank Cashback Debit

Discover Bank Cashback Debit

$0

N/A

N/A

Read review

Alliant Credit Union High-Rate Checking

Alliant Credit Union High-Rate Checking

$0

0.25%

You’ll qualify for an annual percentage yield of 0.25% if you opt out of paper statements and have at least one electronic deposit made to your account each month, such as a direct, ATM or mobile deposit or a transfer from another financial institution.

With $0 min. balance for APY

N/A

Read review

Axos Bank® Rewards Checking

Axos Bank® Rewards Checking

at Axos Bank®, Member FDIC

$0

1.25%

Receive monthly direct deposits totaling $1,500 or more to earn 0.40% APY. Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Account Aggregation/Personal Finance Manager (PFM) in Online Banking to earn 0.30% APY. Maintain an average daily balance of $2,500 per month in an Axos Managed Portfolios Invest Account to earn 0.20% APY. Maintain an average daily balance of $2,500 per month in an Axos Self Directed Trading Invest Account to earn 0.20% APY. Use your Rewards Checking account to make your full monthly Axos consumer loan payment to earn 0.15% APY.

With $0 min. balance for APY

$100

To receive a $100 Bonus: An Axos Bank Rewards Checking application that includes the promotional code “SUMMER” must be submitted between 7/5/2022 at 12:00am PST and 11:59pm PST on 9/30/2022 to qualify. You must open your new Rewards Checking account and have qualifying direct deposit(s) that total at least $1,500.00 within a single calendar month during the first three (3) calendar months your account is open, including the month in which your account was opened. Direct deposit funds must be new to bank from a third-party source (not originated from another Axos Bank brand account) to receive bonus credit. All eligible awards will be delivered to your Rewards Checking account within 30 days following the 90-day waiting period. Account must remain open for 180 days or an early closure fee of $50 may apply.

Requirements to qualify

at Axos Bank®, Member FDIC

Consumers Credit Union Free Rewards Checking

Consumers Credit Union Free Rewards Checking

at Consumers Credit Union, Federally insured by NCUA

$0

2.09%

With $0 min. balance for APY

N/A

at Consumers Credit Union, Federally insured by NCUA

Quontic Cash Rewards Checking

Quontic Cash Rewards Checking

$0

N/A

N/A

Read review

Monifi Spend Balance

Monifi Spend Balance

$0

N/A

N/A

Read review

Connexus Credit Union Xtraordinary Checking

Connexus Credit Union Xtraordinary Checking

$0

1.75%

1.75% APY earned on balances of $25,000 or less when qualifications are met. Accounts in excess of $25,000 earn 0.25% APY.

With $0 min. balance for APY

N/A

Read review

Lake Michigan Credit Union Max Checking

Lake Michigan Credit Union Max Checking

$0

3.00%

To earn the most on a 3.00% Max Checking account, follow these requirements.
1. Minimum of 1 direct deposit into your Max Checking account per month
2. Minimum of 10 posted debit card or credit card purchases per month
3. Minimum of 4 logins to home banking per month
4. Sign up to receive eStatements/eNotices

With $0 min. balance for APY

N/A

Read review

LendingClub Rewards Checking

LendingClub Rewards Checking

$0

0.10%

0.10% APY on balances of $2,500–$99,999

With $2,500 min. balance for APY

N/A

Read review

SoFi Checking and Savings

SoFi Checking and Savings

$0

1.50%

SoFi members with direct deposit can earn up to 1.50% annual percentage yield (APY) interest on all account balances in their Checking and Savings accounts (including Vaults). Members without direct deposit will earn 0.90% APY on all account balances in Checking and Savings (including Vaults). Interest rates are variable and subject to change at any time. Rate of 1.50% APY is current as of 06/28/2022. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet

With $0 min. balance for APY

$300

Earn up to $300 with direct deposit. Terms apply.

Read review

Leave a Comment

error: Content is protected !!