4.5 IHowBlog rating IHowBlog’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data. Plans offered: Accident and illness, accident-only, wellness. Breadth of coverage: Good. Range of plan options: Excellent. Can pay your vet directly: No. The bottom line: Lots of customization in coverage is available, … Read more
Medicare Part D plans cover prescription drugs. Medicare beneficiaries with Medicare Part A and/or Part B are eligible to buy a Part D plan to add prescription drug coverage to Original Medicare. It’s best to sign up for Medicare prescription drug coverage as soon as you’re eligible, even though Part D is technically optional. If … Read more
4.5 IHowBlog rating IHowBlog’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data. Plans offered: Accident and illness, accident-only, wellness. Breadth of coverage: Excellent. Range of plan options: Good. Can pay your vet directly: Yes. The bottom line: Offers a range of coverage options, including … Read more
Medicare Supplement Insurance, or Medigap, is health insurance that covers “gaps” in Medicare Part A and Part B coverage. Although you use your Medigap policy with Original Medicare, Medigap has its own rules for when and how you can sign up. The Medigap open enrollment period is the easiest and least expensive opportunity to enroll … Read more
Paying down debt can be financially draining and stressful and not something you’d want your loved ones to take on after you die. The good news is that debts are rarely inherited, so most likely, the people you care about won’t be left holding the bill. However, there are instances when an outstanding balance can … Read more
Knowing loved ones will be financially secure after you’re gone can be a great comfort, and it’s a top priority for many. In a new study by IHowBlog, leaving an inheritance was the most selected reason to buy life insurance among millennials (ages 26-41). A life insurance policy can be an effective way to pass … Read more
If there were a poster child for current inflation, it would be the price of gasoline. While prices on all goods and services across the country are up 9.1%, according to the Bureau of Labor Statistics, gas prices are up 60% over the past year. And this increase puts American drivers on a path to … Read more
Homeowners insurance generally covers sudden and accidental water damage, especially if it’s from an internal cause like a failing appliance. Certain causes of water damage aren’t covered, including flooding and lack of maintenance. If you need to file a claim, contact your insurer as soon as possible and take steps to prevent further damage. A … Read more
Rides to routine medical appointments generally aren’t covered on Original Medicare — and they’re covered on only some Medicare Advantage plans. However, both Original Medicare and Medicare Advantage cover emergency and certain nonemergency ambulance transportation. When does Medicare cover nonemergency transportation? Original Medicare doesn’t cover rides to routine medical appointments, like annual physicals, follow-ups or … Read more
3.0 IHowBlog rating IHowBlog’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data. Plans offered: Accident and illness, wellness. Breadth of coverage: Good. Range of plan options: Poor. Can pay your vet directly: No. The bottom line: Offers lower rates and less coverage than most other … Read more