Access Bank Plc: Everything You Need To Know About It

Access Bank

Access Bank is a leading financial institution in Nigeria. This multinational financial institution operates in Nigeria and they are owned by the Access Bank Group. In 1989, they were incorporated as a privately-owned commercial bank. Access Bank is already licensed by the Central Bank of Nigeria (CBN), Nigeria’s apex bank and the national banking regulator.

If you are an Access Bank customer, it is very important that you know get knowledge of certain information about your bank. Through this article, you will know about the access bank loan, USSD code, apps, transfer codes, internet banking service, mobile banking, swift code, customer care contact and many more.


Basic Background About Access Bank

Access Bank Plc was founded in 1989 and their headquarters is located in Lagos, Nigeria. Originally the organization started as a corporate bank, and they were able to move from a small banking organization to a world-class financial institution.

By 2012, they got business and personal banking platforms from Nigeria’s International Commercial bank.

Currently, Access Bank is listed as one of the top five largest banks in Nigeria. The metrics and criteria used for this were made on certain factors such as loans, deposits, assets and branch network.

On 1st of April 2019, Access Bank announced its merger with Diamond Bank Plc, this made Access Bank more influential and they are now considered as the largest bank in Africa.

Access Bank

They have their headquarters in Lagos, one of the commercial cities in Nigeria. But it doesn’t stop there as they have branches all over Africa. Presently, Access Bank has a total of 366 branch offices and service centres in the Democratic Republic of Congo, Sierra Leone, Zambia, Rwanda and Gambia.

Head Office Address

The access bank head office address is in Lagos and it is located at Plot 999c, Danmole Street, off Adeola Odeku/Idejo Street, Victoria Island, Lagos.

Access Bank Mobile Banking

Access Bank has an intuitive mobile application where customers can make financial transactions such as buying of airtime and data, paying of bills all from their smartphone. This has made it easy for customers to perform day-to-day banking transactions without having the need to visit the bank.

Access Bank USSD Code

Access Bank Online Banking

The Access Bank USSD Code is *901#. With the Access Bank USSD Code, you can send money to anyone in Nigeria, buy airtime and do all manner of financial transactions without the internet.

  • To Check Your Account Balance – Dial *901*5#.
  • To Transfer Money From Your Account to another Access Bank Account – Dial *901*1*AMOUNT*NUBAN Account Number#.
  • To Transfer Money From Your Account To Other Banks – Dial *901*2*AMOUNT*NUBAN Account Number#.
  • To Recharge Your Phone/Airtime TopUp – Dial *901*Amount#.
  • To Buy Airtime For Others: Dial *901*Amount*Mobile Number#.

Access Bank Mobile App

The Access Bank mobile app can be downloaded on Andriod and iOS devices. The application is available on the Google Play Store and Apple Store for download.

Access Bank Internet Banking

You can get to enjoy the Access Bank internet banking services to perform financial transactions from your home, The internet banking service offered by Access Bank allows you do make any payment online without going to the bank to queue in the banking hall.

Through the Access Bank internet banking platform, you can;

  • Transfer funds to any account.
  • View your account statement.
  • View your transactions and account activity.
  • Request for your cheque book.
  • Manage your cards.
  • Change your PIN.
  • Buy Data.
  • Buy Airtime for yourself and others.

How To Register For The Access Bank Internet Banking

Access Bank All You need to know

Registration is the first step every customer should take to be eligible to use the Access Bank internet banking services. So, if you are interested in using the Access Bank mobile banking services, you’ll have to register.

To register, simply pay a visit to any Access Bank branch of your choice. Go to the customer service location and request to enlist or register for internet banking.

Another way you can apply is to register online. You can register for internet banking as an individual for personal internet services or register as a business for business use.

Access Bank Loans

The Access bank loan is open to all customers who are willing to obtain credit facilities to start a business or to fulfil other purposes.

Salary Advance

Access Bank offers up to 50% salary advance for a three-month period. You can get access to the salary advance when you speak with a customer care representative in any Access Bank near you.

Personal Loan

This loan is designed for all customers and clients of Access bank. The Access Bank personal loans run up to 35 months and through this program, you can get access to loan from 50% to 70% of your yearly salary.

Access Bank Personal Loan Requirements

The following are the requirements which you should get if you intend to get a personal loan from Access Bank;

  • Bank Verification Number (BVN).
  • Credit checks.
  • Letter of Lien/Set-off.
  • Completed Application Form.
  • Completed Employee Status Inquiry or Employer’s Confirmation Form.
  • Evidence of Confirmation (Last promotion letter, letter of confirmation, etc.).
  • Copy of Employment ID.
  • Valid means of identification such as ID card, Voter’s card, driver’s license etc.

If you have got the requirements, you can access the loan. Simple visit any Access Bank branch, get in touch with the customer care team and request for the form.

Access Bank PayDay Loan

The PayDay Loan provides you with instant access to cash. If you are a salary earner, you can leverage the payday loan to gain quick access to money before you receive your monthly salary.

The good thing is that no collateral is needed to get this loan. Certainly, Access Bank is one of the Nigerian banks that give loans without collateral.

Also, you don’t need to go through documentation and paperwork to secure the payday loan. It is very easy to get. Simply dial *901*11#.

Advance For School Fees

This loan program has been designed to assist guardians and parents to meet up with the educational levies and school fees payments of their wards and children.

Also, college students, undergraduates and postgraduates can get access to this loan to support their education.

This loan is structured to help parents or guardians meet school fees and other academic obligation. Also supports undergraduate and postgraduate students achieve their goals. You can get up to 5 million from this loan program.

Requirements for the Educational Loan

Here are the requirements to get the Advance For School fees which is an educational loan made to support the academic and educational pursuit of students.

  • Completed Application Form.
  • Admission Letter.
  • Copy of Employment ID.
  • Valid means of identification.
  • Bank Verification Number (BVN).
  • Credit checks.
  • Tuition Advice.
  • Letter of domiciliation of salary account with Access Bank.

If you’ve obtained these requirements, you can access the loan. A simple walk into any Access Bank branch, get in touch with the customer care team and request for the form.

Vehicle Finance

This loan is designed for anyone looking to get a car loan in Nigeria. The Vehicle Finance loan is one of the loan programs offered by Access Bank to help individuals and businesses purchase cars and vehicles to use.

Typically, you have up to 48 months to repay this loan. To get the access bank car loan, visit any Access Bank of your choice and speak with the customer care representative.

Home Loans

Again, this loan is provided for anyone looking for credit facilities to purchase properties and furniture. It is open for all businessmen and women as well as entrepreneurs and salary earners.

Here are the requirements;

  • Completed Mortgage Application Form.
  • Employee Status Inquiry or Employer’s Confirmation Form.
  • Search report.
  • Credit checks.
  • Letter of offer from the property seller.
  • Title document of the property,
  • Valuation report from any of Access Bank’s approved estate valuer

Apart from these loans mentioned, there are many other loans such as device loan and health care loan. Visit Access Bank and request for a loan application form if you want access to credit facilities.

Access Bank Swift Code

Swift code ABNGNGLA
Bank Name Access Bank Plc
Address 999C Danmole Street, Off Idejo Street Victoria Island
City Lagos
Country Nigeria


Access Bank Customer Care

Access Bank

Many customers and clients have shown their delight in the Access Bank services and expressed their satisfaction with customer support. Therefore, it can be deduced that the bank has earned itself a solid reputation and is trustworthy and reliable.

You can call the Access Bank service on;

  • +234 1- 2712005-7.
  • +234 1-2802500.
  • 07003000000.

Also, they have an email address where you can contact them. The email address is


This is all you need to know about Access Bank. You can possibly share this information to help a friend. If you have suggestions or questions to ask relating to his post, feel free to make use of the comment box.

About the author

Nwawulu Gracious Zara

Nwawulu Gracious Zara is the Editor in Chief at
On this blog, I provide business and publish profitable business ventures that can generate income for you.
As an entrepreneur, he has helped to build profitable online businesses for people and also provided solutions to business problems.
Zara is on a quest to help people build wealth and secure financial security and independence.

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