Harvard Employee Health Insurance

Health & Welfare Benefits

Harvard offers comprehensive health benefits and insurance programs to support you and your family. With our many options, you will find protection that meets your needs at all stages of life.

Summary of available coverage

Harvard Medical provides subsidized medical care through the Harvard University Group Health Plan (HUGHP) and the Blue Cross Blue Shield of Massachusetts (BCBSMA).
Harvard Dental provides online and offline dental care through Delta Dental.

Vision In addition to the benefits of vision offered by our medical plans, Harvard offers a comprehensive vision care plan from EyeMed.

Disability and life insurance Free basic life insurance and short-term disability insurance provide basic financial protection. Supplementary disability and life insurance can be purchased at a competitive price, as well as dependent life insurance for eligible spouses/partners and children. Retirement care coverage Qualified retirees can choose between a health plan for themselves and for qualified dependents.

Related benefits

The Harvard Compensation Program offers several compensation programs that provide additional financial protection to some employees with high medical expenses for one year.

Flexible Expense and Health Savings Accounts Healthcare and Addiction Assistance The Flexible Expense Account allows you to pay eligible tax expenses, which reduces your income tax. Health savings accounts are available to those who are treated with a health plan with high deductible health.

Eligibility

To be eligible for Harvard Health and Human Services benefits, you must be eligible for a regular university salary and work at least 17.5 hours a week or receive minimum annual insurance of $ 15,000. The qualification requirements of the represented employees may differ upon agreement.

The following dependents are eligible for Harvard Family, Dental, and Family Vision plans (employees must be enrolled in the same plan):

  • Spouse or registered partner;
  • Children under the age of 26 are eligible, including children born, adopted, raised, married alliances or legal representatives;
  • Children of all ages who cannot support themselves due to disability (disability 26 years and continuous coverage).

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